
Skilled Worker Visa
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Recently, our team was asked a question: “I am applying for a Skilled Worker visa. Do I need to provide proof of savings if my employer is covering my expenses?”
We wanna share the answer from our specialists:
19.09.2025 10:42:23 If you are applying for a Skilled Worker visa and your employer is covering your maintenance (accommodation and living costs) during your first month in the UK, you typically do not need to provide proof of personal savings. However, it is essential that your Certificate of Sponsorship (CoS) from your employer explicitly states that they will cover these expenses. This is usually indicated by the sponsor ticking the "maintenance" box on the CoS. If this confirmation is not included in your CoS, you will need to demonstrate that you have sufficient personal savings. As of my last update, this amount is usually £1,270 held for at least 28 consecutive days prior to your application. Always ensure to check the most current guidelines on the official UK government website or consult with an immigration advisor for up-to-date information and specific advice related to your situation.
19.09.2025 12:33:52 When applying for a Skilled Worker visa, you normally need to show that you have sufficient personal savings to support yourself in the UK, unless you are exempt. The standard requirement is at least £1,270 in your bank account for 28 consecutive days before applying. However, if your UK sponsor is an approved A-rated employer and they certify on your Certificate of Sponsorship (CoS) that they will cover your first month’s living costs up to £1,270, you do not need to provide separate proof of funds. This must be clearly stated in the CoS under the “maintenance” section. If it is not certified, you will be expected to provide bank statements or financial documents as evidence. Dependants applying with you must also show additional maintenance funds unless their costs are certified. Failing to meet this requirement can result in refusal, so it is important to confirm with your employer that maintenance is included in your CoS.
19.09.2025 12:44:17 When applying for a Skilled Worker visa, applicants are normally required to demonstrate financial ability to support themselves, which is at least £1,270 held for 28 consecutive days before the application. However, this requirement does not apply if your UK sponsor is an A-rated licensed employer and confirms on your Certificate of Sponsorship (CoS) that they will cover your living expenses for the first month in the UK up to £1,270. This certification must be clearly stated in the “maintenance” section of the CoS. If the employer does not provide such confirmation, you will be expected to submit personal bank statements or other acceptable evidence of funds. Dependants applying with you must also show proof of additional funds unless their maintenance is certified as well. Failure to meet this requirement may result in refusal, so it is essential to check your CoS and confirm with your sponsor that maintenance has been properly certified.

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