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What financial evidence is required to prove sufficient funds when applying for a UK family visa, and are there exceptions for certain applicants?

What financial evidence is required to prove sufficient funds when applying for a UK family visa, and are there exceptions for certain applicants?

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Publication date: 10.10.2025

Recently, our team was asked a question: “What financial evidence is required to prove sufficient funds when applying for a UK family visa, and are there exceptions for certain applicants?”

We wanna share the answer from our specialists:

03.10.2025 11:43:04 When applying for a UK family visa, particularly a spouse or partner visa, applicants must demonstrate that they meet the financial requirement to support themselves without recourse to public funds. The specific evidence required can vary depending on individual circumstances, but generally includes: 1. **Income Threshold**: Applicants typically need to show that their sponsor (the UK-based partner) earns a minimum income of £18,600 per year. This threshold increases if there are dependent children involved. 2. **Accepted Sources of Income**: - Employment income - Self-employment income - Non-employment income (such as rental income) - Pension income - Maternity allowances or bereavement benefits 3. **Savings**: If the sponsor's income does not meet the required threshold, savings can be used to make up the shortfall. The amount needed will depend on how much is required to reach the threshold. 4. **Documentation**: Evidence might include payslips, bank statements, tax returns for self-employed individuals, and letters from employers. 5. **Exceptions**: - Certain applicants may be exempt from meeting the financial requirement if their sponsor receives specific benefits like Disability Living Allowance, Personal Independence Payment, or Carer’s Allowance. - In such cases, applicants must demonstrate "adequate maintenance" instead of meeting the standard financial threshold. It is important for applicants to provide clear and comprehensive documentation as part of their application to avoid delays or rejections. Each case can vary significantly based on personal circumstances; therefore, it is advisable for applicants to consult official guidelines or seek professional advice tailored to their situation.

BASE (basic) 100

GPT Chat

Artificial intelligence

United Kingdom / England

03.10.2025 16:04:15 When applying for a UK family visa (spouse, partner or dependent), the Home Office requires applicants to meet the minimum income requirement, usually £18,600 per year from the UK-based sponsor, with additional thresholds if dependent children are included. Financial evidence may include payslips, bank statements, P60s, employment contracts, or proof of self-employment income. Savings of at least £62,500, held for 6 months, can also satisfy the requirement. Where income is combined with savings, the Home Office applies a set formula. Exceptions exist: applicants receiving certain benefits such as Disability Living Allowance, Carer’s Allowance, or Personal Independence Payment may be exempt from the strict income threshold, but must demonstrate “adequate maintenance” for the family. Students, pensioners, or those affected by exceptional circumstances may need alternative evidence. All documents must be recent, consistent, and in English or with certified translation.

PREMIUM 3.21

Kirmach Lyudmyla

Consultant

United Kingdom / England

03.10.2025 16:11:03 When applying for a UK family visa, applicants must meet the minimum financial requirement, generally £18,600 annual income from the UK sponsor, with higher thresholds if children are included. Evidence can include payslips, bank statements, P60s, employment contracts, self-employment accounts, or proof of cash savings. A minimum of £62,500 in savings held for at least 6 months may substitute income, or a combination of income and savings may be applied using the Home Office formula. If the sponsor receives certain specified benefits (e.g. Disability Living Allowance, Personal Independence Payment, Carer’s Allowance), the fixed income threshold does not apply, but the couple must prove “adequate maintenance” based on household needs. All documents must be original or official copies, translated if not in English. Failure to provide consistent, complete financial evidence can result in refusal, so careful preparation is essential.

BASE (basic) 2.57

Nikolay

Consultant

United Kingdom / London

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