Family visa financial requirements

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Publication date: 13.08.2025

Recently, our team was asked a question: “What income level or financial documents are required to apply for a UK spouse or partner visa from abroad?”

We wanna share the answer from our specialists:

06.08.2025 15:02:20 When applying for a UK spouse or partner visa from abroad, there are specific financial requirements that need to be met. These requirements are designed to ensure that the applicant and their partner can financially support themselves without needing public funds. Here’s a summary of the key financial criteria: 1. **Minimum Income Requirement**: - The UK sponsor (the British citizen or settled person) must have an annual income of at least £18,600. - If you have children who are not British citizens, settled in the UK, or EEA nationals, the minimum income requirement increases by £3,800 for the first child and £2,400 for each additional child. 2. **Sources of Income**: - Employment or self-employment income. - Non-employment income such as rental income or dividends from investments. - Cash savings over £16,000 can also be used to meet the requirement; these need to have been held for at least six months prior to the application. 3. **Documents Required**: - Payslips covering a period of at least six months if relying on employment income. - A letter from your employer confirming employment details. - Bank statements corresponding with payslips showing salary deposits. - Tax returns and/or accountant's letters if self-employed. - Evidence of other sources of income (e.g., rental agreements). - Savings account statements if using cash savings. 4. **Exceptions**: - There are some exceptions where applicants may not need to meet these financial requirements directly, such as if they receive certain disability benefits or carer’s allowance. In such cases, adequate maintenance must be demonstrated instead. It is important to ensure that all submitted documents are up-to-date and accurately reflect your financial situation. Additionally, meeting these financial requirements is just one part of the application process; you will also need to fulfill other eligibility criteria related to your relationship and personal circumstances. Always check the latest guidance from the UK Home Office or consult with an immigration advisor for current information and advice tailored to your situation.

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08.08.2025 14:09:30 To apply for a UK spouse/partner visa from outside the UK, the sponsor (British citizen or settled person) must meet the minimum income requirement of £18,600 per year. This threshold increases if applying with dependent children: +£3,800 for the first child and +£2,400 for each additional child (who is not British or settled). Accepted income sources include: Employment or self-employment in the UK (at least 6 months’ payslips or 12 months for variable income). Savings — if income is below the threshold, £62,500+ in cash savings held for at least 6 months can be used alone. Combined income from multiple sources, if allowed under Appendix FM. Required documents: payslips, bank statements, employment letter, tax returns (for self-employed), proof of savings, and evidence that income will continue after the applicant arrives. Incorrect or incomplete financial evidence is a common reason for refusal.

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