Spouse Visa ,London,Immigration Lawyer

08.09.2025 14:36:18 Yes, you can combine your savings with your salary to meet the financial requirement for a UK Spouse Visa. The UK government allows applicants to use both income and savings to demonstrate that they meet the minimum financial threshold. To do this, you'll need to ensure that your savings are held in a bank account under your name or jointly with your partner for at least six months prior to the application date. The minimum amount of savings required will depend on how much you fall short of the income requirement. The formula used by the UK Home Office is as follows: 1. Calculate how much your income falls short of the required annual income (£18,600 for sponsoring a partner without children). 2. Multiply that shortfall by 2.5 (representing 2.5 years, which is the initial period of leave granted). 3. Add £16,000 to that figure. For example, if your annual income is £15,000, you fall short by £3,600 (£18,600 - £15,000). You would then multiply £3,600 by 2.5 (which equals £9,000) and add £16,000 to get a total required savings amount of £25,000. It's important to provide evidence of both your income and savings when applying for the visa. Make sure all documentation is clear and meets the specific requirements set out by UK Visas and Immigration (UKVI). If you're unsure about any part of this process or need further assistance with calculations or documentation requirements, it may be beneficial to consult with an immigration advisor or solicitor who specializes in UK immigration law.

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12.09.2025 12:00:17 Yes, UK immigration rules allow you to combine employment income with cash savings to meet the financial requirement for a Spouse Visa. The minimum threshold is £18,600 per year (higher if dependent children are included). If your part-time salary alone does not reach this level, savings over £16,000 can be used to cover the shortfall. The formula is: (cash savings – £16,000) ÷ 2.5 = income equivalent, which can be added to your annual earnings. For example, £21,000 in savings would contribute £2,000 towards the requirement. Savings must be in your or your partner’s name, held in a regulated financial institution, and accessible for at least 6 months prior to the application. Proper payslips, bank statements, and employment letters are also required. Combining salary and savings is a common route when income is below the threshold.

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12.09.2025 12:22:12 Yes, UK immigration rules allow you to combine cash savings with employment income to meet the financial requirement for a Spouse Visa. The minimum threshold is £18,600 per year (higher if dependent children are included). If your part-time salary does not reach this level, savings over £16,000 can be used to cover the shortfall. The Home Office uses a formula: (cash savings – £16,000) ÷ 2.5 = the income equivalent that can be added to your annual earnings. For example, £21,000 in savings provides £2,000 towards the threshold. Savings must be held in your or your partner’s name, in a regulated financial institution, and accessible for at least 6 months before application. Alongside financial evidence, you must provide payslips, bank statements, and employer confirmation. Combining income and savings is a recognised and often successful route when the sponsor works part-time or has variable income.

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