Недавно нашей команде задали вопрос: “What types of financial evidence are accepted by the Home Office if the sponsor’s income comes from multiple sources or includes savings?”
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What types of financial evidence are accepted by the Home Office if the sponsor’s income comes from multiple sources or includes savings?
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08.01.2026 12:03:43 If the sponsor’s income comes from multiple sources or includes savings, the Home Office accepts various types of financial evidence. For income from employment, you should provide payslips, a letter from your employer, and your most recent tax return. If the income comes from self-employment, you need to submit your business accounts and tax returns for the last three years. For income from other sources such as rental income, dividends, or pensions, you should provide relevant documentation proving the income amount. If you are using savings to meet the financial requirement, you must provide bank statements showing the funds have been in your account for at least six months, along with a letter confirming the source of the funds, if applicable. It's crucial that all documentation is authentic and clearly demonstrates that the financial requirement is met as per the guidelines set by the Home Office.
08.01.2026 12:03:51 From a legal perspective under the UK Immigration Rules (Appendix FM), the Home Office accepts various types of financial evidence for partner visa applications where the sponsor's income derives from multiple sources or includes cash savings. The sponsor must demonstrate they meet the minimum financial threshold (typically £18,600 gross annual income for a partner, plus additional amounts for dependent children). Income from multiple sources can be combined to meet this requirement. Key types of accepted financial evidence include: 1. **Employment Income**: Payslips for the last 6 or 12 months (depending on the category), P60 forms, letters from employers confirming salary and employment details, and bank statements showing salary deposits. 2. **Self-Employment Income**: Latest annual self-assessment tax return, accounts audited or prepared by a qualified accountant, invoices, and bank statements reflecting business income. 3. **Pension Income**: Official documentation from the pension provider, such as pension statements or letters confirming the amount received, and bank statements showing pension payments. 4. **Permitted Benefits**: Evidence like award letters from the Department for Work and Pensions (DWP) for benefits such as Disability Living Allowance or Carer's Allowance, along with bank statements. 5. **Cash Savings**: Bank statements covering at least the last 6 months showing savings of at least £16,000 (which must not fall below this amount during that period). Savings can count towards the threshold if they exceed £16,000, with the excess contributing to the income requirement (calculated over a notional 2.5-year period). 6. **Other Sources**: For maternity allowances, statutory payments, or other permitted sources, provide relevant official letters and bank statements. All evidence must be original or certified copies, and bank statements should correspond with other documents to verify income deposits. The Home Office requires evidence to be reliable and from verifiable sources. Note that cash savings cannot be combined with gross annual income below the threshold in certain ways—consult the rules for specifics. This is general guidance; individual circumstances may vary, and professional legal advice is recommended for applications.
08.01.2026 13:10:03 For a UK Partner Visa, the Home Office accepts financial evidence from multiple income sources, provided each source meets the Immigration Rules and is clearly documented. Commonly accepted evidence includes: six months of payslips and corresponding bank statements for salaried employment; contracts, payslips, and bank statements for non-salaried work; SA302 tax calculations and HMRC tax year overviews for self-employment; dividend vouchers and company accounts for directors; and official benefit letters where permitted. Cash savings can be relied upon either alone or in combination with income, supported by bank statements showing the required level held continuously for at least six months. Where income is mixed, evidence must show consistency, lawful origin, and clear tracing of funds. Any gaps, currency conversions, or overseas income should be fully explained with supporting documents to avoid refusal.
08.01.2026 13:15:04 When a sponsor relies on mixed income or savings for a UK Partner Visa, the Home Office requires structured and verifiable proof for each category. Employment income must be evidenced with payslips, employer letters, and matching bank statements. Self-employed or freelance income is assessed through HMRC documentation, audited or unaudited accounts, and tax returns. Investment income, such as dividends or rental profits, must be supported by official statements, tenancy agreements, and proof of receipt. Savings are acceptable if they exceed the minimum threshold and are evidenced by personal bank statements confirming uninterrupted ownership for six months. Where several sources are combined, the total calculation must strictly follow the Immigration Rules. Clear presentation and cross-referencing of documents is essential, as inconsistencies or missing evidence commonly lead to refusals.
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